PolyFlow launches app to unify fiat, stablecoins and global payments in one account

PolyFlow officially launched the PolyFlow App on Sept. 7, pitching it as a single-account entry point for fiat, stablecoins, transfers, card management and broader on-chain financial services. The app supports fiat on-ramps and stablecoin deposits including USDT and USDC from external wallets, with on-chain deposits and withdrawals available across Ethereum, BSC, Tron and Solana. PolyFlow said in-app transfers can be made to other users through a PolyFlow UID or a registered phone number, removing the need to copy wallet addresses for internal transfers. The company has also integrated PolyFlow Card into the app, allowing users to manage the card inside the product and connect digital assets to online and offline payment scenarios. Beyond stablecoins, PolyFlow said it is exploring the gradual addition of selected real-world assets, or RWAs, and other on-chain assets, while expanding its multi-chain connectivity. The company described the app launch as an early step in its push from PayFi toward what it called a Web3 neobanking foundation.